What fees or penalties does Roots charge?

Investment Fees and Early Withdrawal Penalties

Transaction Fee:
Roots charges a small transaction fee on each investment to cover processing and administrative costs:
• $5 for each one-time investment
• $3 for each recurring investment

These fees are waived if you’re enrolled in Roots+.

Early Withdrawal Penalty:
Withdrawals from your investment are subject to a 12-month hold period.
• If you redeem any portion of your investment before it has been held for a full year, an 8% early withdrawal penalty will apply to the withdrawn amount.
• This penalty applies only to your invested units and any associated returns tied to that specific investment.

Please note:
Quarterly distributions are not subject to the 12-month rule — you may withdraw distributions at any time, penalty-free, or choose to have them automatically reinvested.